Tag: goal

#26 Zip Line

Hello Blog! Hello Goals!

With the world being utter chaos and a lot of my goals involving social aspects I didn’t know what to do about my goals. I wasn’t motivated to do much during this time (except get into dancing, which has been great for me mentally) and everything was just making me too stressed.

Right now I am a little bit behind on my initial plan of getting a goal accomplished every 4 weeks, but I’m starting to get my motivation back and I’m hoping to be knocking out a few more goals in the coming weeks.

Speaking of these goals! Let’s talk about Zip Lining and how have I never done this before!? I feel like I’ve missed out on so many zip lines and needless to say, next time I’m on a road trip and there is a zip lining attraction I’m going. Don’t care if I need to be somewhere, I gotta go zip around.

I’m normally such a baby with these sorts of things, but I only had a little bit of jitters for a moment and then no problem. Heck by the end of it I was running and jumping off the platforms. Plus I was the first person in our group to zip line today. I was with my friend who was the first in line to go down the zip lines and she full on stopped and had me pass her, I paused to look at her and all she said was “You’re going first.” Later she told me she was actually super nervous and I was apparently blind to it cause I was too excited and to focused on getting on the platform.

Without further ado, here are some dorky photos to prove that it happened:

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Financial

I actually wasn’t going to do financial goals just because I hate the topic of money, but it wouldn’t really be plausible for me not to have any finance goals before I turn 30. Money and finances coexist with everything else in life, so best to just get it all out there.

Also, before I get on with the list I didn’t want to do this list mostly because a lot of this stuff is stuff I can’t check off until I turn 30 and it’s more of the long-term goals that blend in together. Which are good, but with lists I just wanna cross everything out and be done. That won’t be the case for this one, as it seems like it is more my financial plan.

Financial Goals: 

  1. Budget
    • Probably the most common financial goal because everyone needs to focus on their spending. I will say that my budget as a whole is actually not too bad, but I intend to rein it in and do some analysis and see where I should be focusing to get to where I wanna be by 30.
  2. Savings
    • Always smart to have money saved up for big purchases such as a home or traveling and at this current time I don’t have much in savings. Which is why it’s on this list so I can actually get saving within my budget and from there I will hopefully get a solid cushion of money in savings.
  3. Start Investing
    • With that lovely savings because just hoarding money isn’t fun and I really want to experiment with investing and markets. In order to do that I need money that isn’t going to be too risky and won’t harm me financially if it all goes bad.
  4. 800+ Credit Score
    • I don’t think this is something I can maintain long term, but I would like to hit an 800+ credit score just for the bragging rights to say I have a credit score over 800.
  5. Passive Income
    • The plan is to essentially have enough passive income that will cover my living expenses that way it will never be a worry.  But before that can happen I will need to find a way to establish passive income and let it grow on the side.
  6. Financial Freedom
    • This is where my passive income will hopefully come into play as well  if I have done it successfully. If not I can assume I tried it and still can count that as completing that item. But as for this it’s going to be a big reach and a lot to do in my 8 years until 30. I want to get to a point in my life that I won’t have to worry about living expenses or splurging on a last-minute trip. I’d like to do some of my best and profitable work in my 20s and then just allow whatever I do to grow for the rest of my life.
  7. Pay off all Debts
    • At this point in my life my debts are actually low, but since I still have quite a few years to accumulate debt I can’t really consider this done until 30. The main focus will be trying to keep low debt even on bigger purchases or loans that way I am managing debt and not drowning in it.
  8. Proper Accounting
    • So here is something odd, a lot of the work that I do is accounting and financial business. The thing is I was more thrown into it and I don’t actually have proper training. I came in to a business and it was a learn as you go experience and I worked with some people who showed me the essentials and then they were like be free. I need to get to a point that I know what I’m doing.
  9. Start my own business
    • I’ve done some freelancing and I currently have businesses with my family, but I don’t want either of those to qualify as solely mine. I guess the freelancing can be considered just mine, but at the time I felt more like I was hobby freelancing just to feel it out and it just didn’t feel like a business. Honestly this is something that I am not sure will be successful because though I have businesses those were already mostly created when I came into them. So, for my own I really want to experience starting from scratch, coming up with an idea, fulfilling that idea, and see if it works and to see if I have a little entrepreneurship in me. And if it fails completely then I am assuming I will have learned exponentially from it, so it’s a win/win.
  10. Own a Home
    • This is the simplest way I’m phrasing this because the full goal is not only own a home, but find the ideal place for me to live. Financially you have to buy the house, but before that I will need to live somewhere that suits me financially, morally, emotionally, etc. I don’t know if I intend for this home to be the home that I’d like to have for the rest of my life, but I kind of would like to find a place that I would keep forever. If not living in it forever, but then keeping it to rent or something.